March 9, 2022
AgencyATV Insurance: 3 Tips for Ensuring You’re Covered While Off-Roading
All-terrain vehicles, or ATVs, are designed to withstand roughness. These vehicles are fast, unafraid of any terrain and always willing to go another mile. Many riders take their ATVs off-roading, including hunters and individuals exploring the surroundings. With your helmet and safety gear, it seems as if you are protected; but without ATV insurance, […]
February 22, 2022
AgencyInsuring Commercial Vehicle Contents Against Theft
All vehicles are vulnerable to theft, commercial vehicles included. However, commercial auto insurance will be available to help the vehicle’s owner cover the costs of their losses, including vehicle repairs (if you recover the stolen vehicle) or the cost of buying a new car. However, if items carried within the vehicle—company equipment, stock, shipments—are stolen […]
February 12, 2022
AgencyDo You Need Boat Insurance?
Does your home insurance extend to cover your new boat as well? In most cases, it is best to have a stand-alone boat insurance policy. Here are some considerations for you to discuss with your independent agent. Check the Size and Horsepower A homeowner’s insurance policy typically limits the size and horsepower of a boat, […]
January 31, 2022
AgencyDoes Recreational Vehicle Insurance Cover My Belongings?
For some of us, a recreational vehicle is a fun piece of equipment to take out on weekends. For others, it’s our home, and our whole lifestyle. Or at the very least, a recreational vehicle is a home away from home for several months at a time. If your motorhome is as much home as […]
January 21, 2022
Agency4 Tips To Reduce Your Home Insurance Costs
Buying home insurance is a key step in protecting your assets. But premiums cost money, and you’ll likely also likely want to limit those costs if possible. Depending on your current policy, you have ways to cut back on the cost of insurance without giving up the coverage you need. Increase the Deductible The deductible […]
December 28, 2021
AgencyAvoiding Material Theft on Construction Sites
Construction takes materials, and it usually involves a budget. You therefore don’t want to have to worry about running out of hard assets while also running out of money. Nevertheless, you can’t predict every instance of asset loss. One frequent occurrence that you don’t want to happen on your site is theft or vandalism. This […]
November 23, 2021
AgencyWhat Affects Your Life Insurance Rate?
Shopping for life insurance can be a complicated process. There are many options and extras to look through when researching policy options. The plethora of insurance companies offering life insurance products can make purchasing coverage even more complicated. Of course, you want the most for your money without overpaying for a policy. To find the […]
October 18, 2021
AgencyWhat Are Insurance Telematics and How Will They Impact Commercial Auto Coverage
Telematics is a growing component of the trucking industry. If you operate a commercial vehicle, there may become a time when telematics plays a role in the way you operate. Telematics might influence who you hire and what you pay for commercial insurance. Telematics comes in a variety of forms. In its simplest of forms, […]
September 27, 2021
AgencyDo You Have a Gap in Your Home Insurance Coverage?
Home insurance is your ace in the hole when it comes to replacing or repairing your home following a loss. Without home insurance, you’d be forced to cover the costs yourself, which could take all your savings, depending on the severity of your loss and how much you have saved. However, it’s not enough to […]
August 30, 2021
AgencyDo You Need Home Insurance if You Pay Off Your Mortgage?
Some homeowners are surprised to discover that home insurance is not required by federal or even most state laws. Instead, mortgage lenders will require you to carry enough home insurance to cover the mortgage of your home. This is to cover the lender’s possible losses in case the home is damaged or destroyed. So what […]