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Home » Blog

Blog

August 15, 2022
Agency

3 Reasons You Need More Than Just Your Employer-offered Life Insurance

Many employers provide employees with a life insurance policy as a component of their comprehensive benefits package. Although these policies can be a good starting point, they may not meet your family’s needs.  Why You Need More  In general, employer-offered life insurance plans have a limit on how much money you can take out on […]
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July 26, 2022
Agency

A Guide to Home Insurance for New Home Buyers

When buying a new home, there are many things to consider, such as the area you want to live and how close it is to places such as hospitals and schools. You also want to make sure your home is big enough to suit your family and affordable so that you have extra income beyond […]
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July 13, 2022
Agency

How Do You Know When a Car is Totaled?

Car accidents are scary no matter if they’re small fender-benders or multi-car crashes. If you are involved in an accident of any kind, it is important to have the damage assessed by a professional. But what happens in a large crash? How do you know when your car will be declared as totaled?  There are […]
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June 22, 2022
Agency

How Much Home Insurance Do I Need?

As you take a closer look at your current home insurance policy, you have to ask yourself the hard questions. Is this really enough coverage? Is this going to protect your family in the event that your home is lost? After all, if you have to have homeowners insurance, you want it to be enough […]
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June 9, 2022
Agency

Avoid These 5 Mistakes When Buying Business Insurance

When it comes to purchasing business insurance, there are many specific risks at play. It’s hard to know what to cover and what not to worry about as much. More importantly, there’s a very complex task involved in finding the right balance of coverage and cost. To ensure you purchase a worthwhile policy, avoid these […]
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May 26, 2022
Agency

When Is Mortgage Insurance Required?

Mortgage insurance and homeowners insurance are two separate policies. Mortgage insurance is designed to protect the lender if you default on your home loan. However, the borrower must pay the insurance premiums under certain circumstances.  If you have questions about mortgage insurance or how this product works, contact the agents at KSA Insurance Agency in […]
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May 6, 2022
Agency

4 Ways To Know If You Should Have Business Insurance

All businesses have certain risks. From the moment you begin manufacturing products, hiring employees, or offering services to customers and clients, someone might sue you. In order to protect yourself and your business from these lawsuits, there’s business insurance. However, there are numerous types of business insurance, and the options can be confusing. Below, we […]
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April 13, 2022
Agency

Who Should Carry Builders Risk Insurance?

Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment.  In general, anyone with stake in a construction […]
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April 13, 2022
Agency

Auto Insurance for Your Teenage Driver

Your family has finally arrived at the time in your lives where you have a teenage driver in the home. Your teen has passed the tests, logged their practice hours and is now ready to drive solo. While you may be ready to panic at the thought, comprehensive auto insurance coverage can set your mind […]
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March 17, 2022
Agency

3 Mistakes to Avoid When Choosing Life Insurance

Life insurance is a safety net for your family, but many people either don’t have life insurance at all or make mistakes in choosing the right plan. Here are three mistakes to avoid when choosing a life insurance policy.  1. Not Choosing at All. Many people think that they don’t need life insurance, or that […]
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