September 7, 2022
AgencyHow to Know if You Need General Liability Insurance
Every business is different, meaning your insurance needs may not be the same as another business’ even in the same industry. Knowing what type of business insurance you need is just as important as knowing when you need to purchase it. General liability insurance is one of the most common and useful types of commercial […]
August 15, 2022
Agency3 Reasons You Need More Than Just Your Employer-offered Life Insurance
Many employers provide employees with a life insurance policy as a component of their comprehensive benefits package. Although these policies can be a good starting point, they may not meet your family’s needs. Why You Need More In general, employer-offered life insurance plans have a limit on how much money you can take out on […]
July 26, 2022
AgencyA Guide to Home Insurance for New Home Buyers
When buying a new home, there are many things to consider, such as the area you want to live and how close it is to places such as hospitals and schools. You also want to make sure your home is big enough to suit your family and affordable so that you have extra income beyond […]
July 13, 2022
AgencyHow Do You Know When a Car is Totaled?
Car accidents are scary no matter if they’re small fender-benders or multi-car crashes. If you are involved in an accident of any kind, it is important to have the damage assessed by a professional. But what happens in a large crash? How do you know when your car will be declared as totaled? There are […]
June 22, 2022
AgencyHow Much Home Insurance Do I Need?
As you take a closer look at your current home insurance policy, you have to ask yourself the hard questions. Is this really enough coverage? Is this going to protect your family in the event that your home is lost? After all, if you have to have homeowners insurance, you want it to be enough […]
June 9, 2022
AgencyAvoid These 5 Mistakes When Buying Business Insurance
When it comes to purchasing business insurance, there are many specific risks at play. It’s hard to know what to cover and what not to worry about as much. More importantly, there’s a very complex task involved in finding the right balance of coverage and cost. To ensure you purchase a worthwhile policy, avoid these […]
May 26, 2022
AgencyWhen Is Mortgage Insurance Required?
Mortgage insurance and homeowners insurance are two separate policies. Mortgage insurance is designed to protect the lender if you default on your home loan. However, the borrower must pay the insurance premiums under certain circumstances. If you have questions about mortgage insurance or how this product works, contact the agents at KSA Insurance Agency in […]
May 6, 2022
Agency4 Ways To Know If You Should Have Business Insurance
All businesses have certain risks. From the moment you begin manufacturing products, hiring employees, or offering services to customers and clients, someone might sue you. In order to protect yourself and your business from these lawsuits, there’s business insurance. However, there are numerous types of business insurance, and the options can be confusing. Below, we […]
April 13, 2022
AgencyWho Should Carry Builders Risk Insurance?
Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. In general, anyone with stake in a construction […]
April 13, 2022
AgencyAuto Insurance for Your Teenage Driver
Your family has finally arrived at the time in your lives where you have a teenage driver in the home. Your teen has passed the tests, logged their practice hours and is now ready to drive solo. While you may be ready to panic at the thought, comprehensive auto insurance coverage can set your mind […]