January 21, 2022
Agency4 Tips To Reduce Your Home Insurance Costs
Buying home insurance is a key step in protecting your assets. But premiums cost money, and you’ll likely also likely want to limit those costs if possible. Depending on your current policy, you have ways to cut back on the cost of insurance without giving up the coverage you need. Increase the Deductible The deductible […]
January 31, 2022
AgencyDoes Recreational Vehicle Insurance Cover My Belongings?
For some of us, a recreational vehicle is a fun piece of equipment to take out on weekends. For others, it’s our home, and our whole lifestyle. Or at the very least, a recreational vehicle is a home away from home for several months at a time. If your motorhome is as much home as […]
February 12, 2022
AgencyDo You Need Boat Insurance?
Does your home insurance extend to cover your new boat as well? In most cases, it is best to have a stand-alone boat insurance policy. Here are some considerations for you to discuss with your independent agent. Check the Size and Horsepower A homeowner’s insurance policy typically limits the size and horsepower of a boat, […]
February 22, 2022
AgencyInsuring Commercial Vehicle Contents Against Theft
All vehicles are vulnerable to theft, commercial vehicles included. However, commercial auto insurance will be available to help the vehicle’s owner cover the costs of their losses, including vehicle repairs (if you recover the stolen vehicle) or the cost of buying a new car. However, if items carried within the vehicle—company equipment, stock, shipments—are stolen […]
March 9, 2022
AgencyATV Insurance: 3 Tips for Ensuring You’re Covered While Off-Roading
All-terrain vehicles, or ATVs, are designed to withstand roughness. These vehicles are fast, unafraid of any terrain and always willing to go another mile. Many riders take their ATVs off-roading, including hunters and individuals exploring the surroundings. With your helmet and safety gear, it seems as if you are protected; but without ATV insurance, […]
March 17, 2022
Agency3 Mistakes to Avoid When Choosing Life Insurance
Life insurance is a safety net for your family, but many people either don’t have life insurance at all or make mistakes in choosing the right plan. Here are three mistakes to avoid when choosing a life insurance policy. 1. Not Choosing at All. Many people think that they don’t need life insurance, or that […]
April 13, 2022
AgencyAuto Insurance for Your Teenage Driver
Your family has finally arrived at the time in your lives where you have a teenage driver in the home. Your teen has passed the tests, logged their practice hours and is now ready to drive solo. While you may be ready to panic at the thought, comprehensive auto insurance coverage can set your mind […]
April 13, 2022
AgencyWho Should Carry Builders Risk Insurance?
Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. In general, anyone with stake in a construction […]
May 6, 2022
Agency4 Ways To Know If You Should Have Business Insurance
All businesses have certain risks. From the moment you begin manufacturing products, hiring employees, or offering services to customers and clients, someone might sue you. In order to protect yourself and your business from these lawsuits, there’s business insurance. However, there are numerous types of business insurance, and the options can be confusing. Below, we […]
May 26, 2022
AgencyWhen Is Mortgage Insurance Required?
Mortgage insurance and homeowners insurance are two separate policies. Mortgage insurance is designed to protect the lender if you default on your home loan. However, the borrower must pay the insurance premiums under certain circumstances. If you have questions about mortgage insurance or how this product works, contact the agents at KSA Insurance Agency in […]