Recreational Vehicle Insurance

Recreational Vehicle Insurance Information

Recreational Vehicle Insurance in Chicago, IL and Oak Park, IL

The Road Less Traveled.

The thrill of adventure – it’s what owning a recreational vehicle is all about. Whatever your interest, be it cruising on your motorcycle or exploring the road less traveled on your ATV, KSA Insurance Agency offers advanced coverage options to meet the insurance needs of the adventurer in everyone.

Whether you’re an experienced outdoor enthusiast or just starting out, we have a policy to fit your needs. From RVs and boats to ATVs, KSA Insurance Agency can ensure the safety of both you and your vehicle. Our insurance options provide you with the same service and rich features you can expect – from comprehensive and collision coverage to personal injury protection and towing costs.

We offer a variety of Recreational Vehicle Insurance packages, such as:

Boat Insurance
Motorcycle Insurance
Motorhome Insurance
ATV Insurance
Snowmobile Insurance

The Benefits of RV Insurance
RVs are incredibly expensive. They usually far exceed the cost of the standard car. Therefore, you have to insure this vehicle with appropriate auto and property insurance. That will help you avoid costly losses stemming from accidents during use.

Let’s say you have a wreck while on vacation in the vehicle. Or, maybe your RV catches fire at a camp site. Both accidents could prove harmful to you, your property and others. They also will likely create damage that is expensive to repair. If you have an RV policy, you can often get critical financial help paying for these losses. Consider coverage essential to your long-term security.

What do RV Policies Cover?
RV insurance will include protection matching the driving and property risks associated with your vehicle. Some of the coverage you might need to carry includes:

Liability Insurance: Insures you against damage you cause others if you are at-fault in a wreck.

Bodily injury liability coverage pays for their medical bills (and in some cases deaths)

Property damage liability pays for damage to the other driver’s property, like their car.

Collision Insurance: Covers damage to your own vehicle after a wreck.
Comprehensive Insurance: Pays for vehicle damage from non-accident mishaps, like weather damage.
Medical Coverage: Pays for your medical bills and those of your passengers.
Uninsured/underinsured Insurance: Insures you against damage caused by someone else who doesn’t have appropriate liability coverage.

Campsite and Vacation Coverage: Covers liabilities associated with using the RV as a vacation property.
Full Time Residence Insurance: If you live in the RV permanently, turn to this coverage.

Other coverage offers help for roadside assistance, rental car coverage, and expenses protection like emergency hotel bills.

Keep in mind, the exact policy you need will vary. You’ll want your coverage to protect the vehicle appropriately both during travel and stationary periods. Talk to one of our agents about how to tailor your own protection to your advantage.

Why Recreational Vehicle Insurance?

Owning a recreational vehicle can be a dream come true. It gives you the freedom to travel and the capability to explore new places, but with freedom comes responsibility. Should an accident happen – such as property damage, vandalism, or bodily injury as a result of a crash – it’s reassuring to know that your investment is protected.

With Recreational Vehicle Insurance from KSA Insurance Agency, you can continue living the dream with confidence, knowing that you, your vehicle, and your passengers are protected. Contact one of our representatives today to find a package that works best for you.

KSA Insurance Agency provides Recreational Vehicle Insurance to adventurers near Chicago, Oak Park, Forest Park, Franklin Park, Elmwood Park, and Rosemont.