Call Us 773-804-9000 ☰ ˟
Logo
Call Us 773-804-9000
  • Our Agency
    • AboutImage of right arrow
      • Our Locations
    • Our Staff
    • Get A Quote
    • Our Providers
    • Submit a Testimonial
    • Contact UsImage of right arrow
      • KSA Insurance Agency
  • Blog
  • Products
    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Mexican Auto Insurance
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Farm InsuranceImage of right arrow
      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Travel Health Insurance
      • Prescription Insurance
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Financial ServicesImage of right arrow
      • Financial Planning
      • Annuities
    • Additional Insurance ServicesImage of right arrow
      • Special Event Insurance
      • Other Services
      • Wedding Insurance and Special Event Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Restaurant Insurance
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Convenience Store and Gas Station Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Rideshare Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • Loss Control Insurance
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Contact Us
    • KSA Insurance Agency
    • Location & Hours
    • Get A Quote
Home > Blog > Insuring Commercial Vehicle Contents Against Theft
TUESDAY, FEBRUARY 22, 2022

Insuring Commercial Vehicle Contents Against Theft

All vehicles are vulnerable to theft, commercial vehicles included. However, commercial auto insurance will be available to help the vehicle’s owner cover the costs of their losses, including vehicle repairs (if you recover the stolen vehicle) or the cost of buying a new car. 

However, if items carried within the vehicle—company equipment, stock, shipments—are stolen along with the vehicle, then you might find that your commercial auto policy itself might not cover these items. Still, other benefits are available for these circumstances, and you can use them alongside your commercial auto policy to your advantage. 

Commercial Auto Insurance for Vehicle Theft  
Theft of one of your business-owned vehicles means a loss of property value, time and productivity. However, your commercial auto insurance will provide restitution to replace the vehicle, or to repair it if it is recovered by the police.   

A component of your physical damage insurance known as comprehensive coverage will provide coverage for vehicle loss or damage that is not related to a wreck. Theft is therefore covered by this plan under most circumstances.  

However, comprehensive coverage is not mandatory for most commercial drivers. You will have to ask your agent to add this benefit to your policy at the time you enroll. Additionally, one type of damage that your commercial auto policy will not cover is damage to the contents within your vehicle.Yellow cars Lined Up  

Insuring a Commercial Vehicle’s Contents  
When you transport company materials within your vehicle, they represent value on the move. These items might include cash and receipts, electronics, equipment used at job sites, client belongings and more. Therefore, were these items to get stolen along with the car, then their value would be lost, too.  

At this time, business insurance options that are separate from commercial auto insurance can cover the loss of this property.  

Usually, you will find this coverage within a component of property insurance called inland marine insurance. This coverage is designed specifically to cover business belongings that are taken off the primary insured location and transported within a vehicle or other mode of transportation.   

Therefore, were these items to be stolen along with the vehicle, your inland marine coverage will provide the requisite coverage to help you replace these items. There are numerous types of inland marine coverage, but your policy can be expanded to cover business-owned materials, customer possessions left in your care, and cargo within a shipment. 

Your commercial insurance agent can help you determine the type and amount of commercial auto and inland marine insurance for your needs. Let them guide you through the selection and enrollment process. 

Posted 12:34 PM

Tags: commercial auto insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • home insurance(6)
  • life insurance(5)
  • business insurance(3)
  • auto insurance(3)
  • homeowners insurance(2)
  • mortgage insurance(2)
  • builders risk(2)
  • commercial auto insurance(2)
  • workers compensation insurance(1)
  • boat insurance(1)
  • atv insurance(1)
  • recreational vehicle insurance(1)
  • rv insurance(1)
  • bop insurance(1)
  • general liability insurance(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Blog| About Us| Contact
7158 W Grand Ave
Chicago, IL 60707

Social Social Social
Logo

Powered by Insurance Website Builder